KCC(Kisan Credit Card): KCC is issued by the banks to farmers to meet their cultivation needs and inputs for a period of three years. KCC introduced in August 1998 to meet the production credit requirement of the farmer on the recommendation of R.V Gupta Committee. Converted into smart card come debit card on the recommendation of TM Bashin group.
SHGs: Full name Self help group it is introduced in 1992 by NABARD on the Recommendation of SK Kaliya committee. SHG is the village based financial intermediary of 10 to 20 local man or women from same social economic group but financial intermediation is not only the objectives of the group.
Lead Bank Scheme: LBS introduced in 1969 on the recommendation of Godigill and Nariman Committee According to this scheme commercial banks adopt a district and district adoption scheme under RBI is known as lead of their particular district.