April 07, 2020

PM Scheme Part-2 PM Jeevan jyoti Yojana,Beti Bachao Beti Padhao Yojana, Swachh Bharat mission

PM scheme Part-2 Pradhan Mantri Jeevan Jyoti Bima Yojana
It was Launched on 9th May 2015
Life insurance scheme by Government
Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.
Premium: Rs.330 per annum. It will be auto-debited in one instalment.
Risk Coverage: Rs.2 Lakh in case of death for any reason.
About Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015.It was formally launched by Prime Minister Narendra Modi on 9 May in Kolkata.As of May 2015, only 20% of India's population has any kind of insurance, this scheme aims to increase the number.
Theme of Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana is available to people between 18 and 70 years of age with bank accounts. It has an annual premium of ₹12 (19$US) exclusive of taxes. The GST is exempted on Pradhan Mantri Suraksha Bima Yojana. The amount will be automatically debited from the account. The accident insurance scheme will have one year cover from June 1 to May 31 and would be offered through banks and administered through public sector general insurance companies.
In case of accidental death or full disability, the payment to the nominee will be ₹2 lakh (US$3,100) and in case of partial Permanent disability ₹1 lakh (US$1,600). Full disability has been defined as loss of use in both eyes, hands or feet. Partial Permanent disability has been defined as loss of use in one eye, hand or foot.
This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of these account had zero balance initially. The government aims to reduce the number of such zero balance accounts by using this and related schemes.Now all Bank account holders can avail this facility through their net-banking service facility at any time of the year
What all is covered and for how much
Under PMSBY, the risk coverage available is Rs 2 lakh for accidental death and permanent total disability, and Rs 1 lakh for permanent partial disability. Permanent total disability is defined as total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of an eyesight and loss of use of a hand or a foot. Permanent partial disability is defined as total and irrecoverable loss of an eyesight or loss of use of a hand or foot. The cover will be in addition to any other insurance plan the subscriber has. The scheme is not a Mediclaim, i.e., there is no provision for reimbursement of hospitalisation expenses following accident, resulting in death or disability.
Important inclusions and exclusions
Accidents, any death or disability (as defined under PMSBY) resulting from natural calamities is covered under PMSBY. While death due to suicide is not covered, that from murder is covered. Partial disability without irrecoverable loss of an eyesight or loss of use of one hand or foot is not covered. Also, the family gets no insurance benefit if the subscriber commits suicide.
Where to buy the scheme from
The scheme is offered/administered through Public Sector General Insurance Companies (PSGICs) and other general insurance companies, in collaboration with participating banks. The banks are free to engage any general insurance company for implementing the scheme for their subscribers.
Enroling period
Initially, for the cover period from June 1, 2015 to May 31, 2016, the subscribers were expected to enrol and give their auto debit option by May 31, 2015, which was extended up to May 31, 2016. Subscribers who wish to continue beyond the first year have to give their consent for auto debit before May 31 for successive years. The cover is for a one-year period, starting June 1 to May 31. The option to join/pay by auto debit has to be given by May 31 of every year.
Till what period is the cover for
The accident cover of the member will terminate/be restricted in any of the following events:
(i) On attaining age 70.
(ii) Closure of bank account or insufficiency of balance to keep the insurance in force.
(iii) In case a member is covered through more than one account and the premium is received by the insurance company inadvertently, the insurance cover will be restricted to one account and the premium will be forfeited.
Premium under the Jeevan Jyoti Bima scheme
The below mentioned is the appropriation of Rs 330 that has to be paid as the premium cash amount under Pradhan Mantri Jeevan Jyoti Bima Yojana: An amount of 289 will be charged as the annual insurance premium by each member of life Insurance Corporation of India.
A sum of Rs 30 has to be paid by the subscribers for refund of expenditures to Corporate, Agents, BC, Micro.
A total of Rs 11 would be required to pay for the Administrative Reimbursement Expenses on the banks doing the scheme. As per the scheme, it is the absolute
The concerned authorities will be provided with a choice of paying a one-time mandate for the auto-debit of required premium amount from their respective accounts. The projected date of commencement of Pradhan Mantri Jeevan Jyoti Bima Yojana was 01st of June this year (2015) and all the renewals will take place subsequently on 01 of June on a yearly basis.
What to do in case of a claim
PMSBY covers deaths caused by an accident and confirmed by documentary evidence. In case of incidents like road, rail and similar vehicular accidents, drowning, death involving any crime, etc., the accident should be reported to police. In case of incidents like snake bite, fall from tree, etc, the cause should be supported by immediate hospital record. In case of death of the account holder, the claim can be filed by the nominee/appointee as per the enrolment form or by his legal heir/s in case there is no nomination made by him. The disability claim will be credited in the bank account of the insured bank account holder. Death claims will be remitted to the bank account of the nominee/legal heir(s).                                                                                                                                                                                                     Beti Bachao,Beti Padhao
The scheme was launched by the Prime Minister Narendra Modi on 22nd January, 2015 at Panipat, Haryana.
Scheme Target -To balance child sex ratio between both genders (Boy & Girls)
Brand ambassador - Madhuri Dixit Nene
Number of Identified districts with Low Child Sex Ratio 100
Money given to villages for maintaining balanced sex ratio Rs. 1 Crore
Controlling Beti Bachao Beti Padhao Scheme - 3 Ministerial Department (Women and Child, Health and  Family Welfare, and HRD)
Beti Bachao,Beti Padhao -"Save girl child, educate girl child"
An allocation of Rs 22095 cr has been made for the Ministry of Women and Child Development in the Budget for the Financial Year 2017-18, showing an increase of 27% over the year 2016-17 (BE). The Budget, presented in the Parliament today by the Finance Minister, Shri Arun Jaitley also includes a provision of Rs 2700 cr for the Maternity Benefit Programme announced by the Prime Minister , Shri Narendra Modi for pregnant women across the country. Under this scheme, Rs 6000 each will be transferred directly to bank accounts of pregnant women who undergo institutional delivery and vaccinate their children.
Beti Bachao,Beti Padhao -"Save girl child, educate girl child"
Details Description For "Beti Bachao, Beti Padhao"
Save girl child, educate a girl child) is a social campaign of the Government of India that aims to generate awareness and improve the efficiency of welfare services intended for girls. The scheme was launched with an initial funding of Rs.100 crore (US$16 million).It has been the target of fraudsters inUttar Pradesh, Haryana, Uttarakhand, Punjab, Bihar and Delhi.
According to census data, the child sex ratio (0–6 years) in India was 927 girls per 1,000 boys in 2001, which dropped to 918 girls for every 1,000 boys in 2011. A 2012 UNICEF report ranked India 41st among 195 countries.
Speaking on the occasion of International Day of the Girl Child in 2014, the Prime Minister, Narendra Modi had called for the eradication of female foeticide and invited suggestions from the citizens of India via the MyGov.in portal.
The Beti Bachao, Beti Padhao (BBBP) scheme was launched on 22 January 2015 by Modi.It aims to address the issue of the declining child sex ratio image (CSR) and is a national initiative jointly run by the Ministry of Women and Child Development, the Ministry of Health and Family Welfare and the Ministry of Human Resource Development. It initially focused multi-sector action in 100 districts throughout the country where there was a low CSR.
In 26 August 2016, Olympics 2016 bronze medallist Sakshi Malik was made brand ambassador for BBBP.
The hashtag #SelfieWithDaughter was promoted on social media in June 2015, which started when Sunil Jaglan the sarpanch of the village Bibipur in Haryana took a selfie with his daughter Nandini and posted on Facebook on 9 June 2015.The hashtag garnered worldwide fame.
Beti Bachao Beti Padhao Yojana benefits
In India the Child Sex Ratio has been in a constant decline, with the number of girl child in the country decreasing. This yojana is making strong efforts in saving girl child, and encouraging their parents to educate them. It is focused on promoting gender equality, girl child protection and providing girls with medical aid.Under Beti Bachao Beti Padhao yojana, a savings scheme called the Sukanya Samriddhi account has been introduced. This account is exclusive for a girl child, where parents or guardians of the child can save money for their daughters, which can be used for the girl child’s education or marriage. There will be no tax deduction from this account. This will solve the issue of girl child being considered as a financial burden.The scheme provides good rate of interest. Withdrawal from this account is permitted only to the girl child, after she attains the age of 18. This will provide financial security to the girls when they become an adult.There are other schemes like Ladli Laxhi which has been initiated by state government which provide financial help to Girl child. There has been no school fees for girls in government schools. Some private school also provide discount to girl child.Women have been given preference in getting loans under Mudra Loan Scheme.You have to have a female member to avail subsidy under Housing for all Scheme. Women would be given free LPG Gas connection under Ujjwala Yojana.
Need Further information:
Female foeticide in India Sex-selective abortion or female foeticide has led to a sharp drop in the ratio of girls born in contrast to boy infants in some states in India. Ultrasound technology has made it possible for pregnant women and their families to learn the gender of a foetus early in a pregnancy. Discrimination against girl infants, for several reasons, has combined with the technology to result in a rise in abortions of foetuses identified as female during ultrasonic testing.
The trend was first noticed when results of the 1991 national census were released, and it was confirmed to be a worsening problem when results of the 2001 national census were released. The reduction in the female population of certain Indian states continues to worsen, as results of the 2011 national census have shown. It has been observed that the trend is most pronounced in relatively prosperous regions of India.The dowry system in India is often blamed; the expectation that a large dowry must be provided for daughters in order for them to marry is frequently cited as a major cause for the problem.Pressure for parents to provide large dowries for their daughters is most intense in prosperous states where high standards of living, and modern consumerism, are more prevalent in Indian society.
Rates of female foeticide in Madhya Pradesh are increasing; the rate of live births was 932 girls per 1000 boys in 2001, which dropped to 918 by 2011. It is expected that if this trend continues, by 2021 the number of girls will drop below 900 per 1000 boys.
Strategies employed to successfully carry out the scheme are: Implement a sustained Social Mobilization and Communication Campaign to create equal value for the girl child and promote her education.
Place the issue of decline in CSR/SRB in public discourse, improvement of which would be an indicator for good governance. Focus on Gender Critical Districts and Cities.
The Beti Bachao campaign is supported by the Indian Medical Association.                                                                        SWACHH BHARAT MISSION
Launched on 2nd October 2014.
Vision - To have clean India by 2nd October 2019
Eliminate open defecation by constructing toilets forhouseholds, communities
Eradicate manual scavenging
Introduce modern and scientific municipal solid waste management practices
Enable private sector participation in the sanitation sector
Change people’s attitudes to sanitation and create awareness
Integrated Development of Theme Based Buddhist tourist circuit
About Swachh Bharat Mission
To accelerate the efforts to achieve universal sanitation coverage and to put focus on sanitation, the Prime Minister of India launched the Swachh Bharat Mission on 2nd October, 2014. The Mission Coordinator for SBM is Secretary, Ministry of Drinking Water and Sanitation (MDWS) with two Sub-Missions, the Swachh Bharat Mission (Gramin) and the Swachh Bharat Mission (Urban). Together, they aim to achieve Swachh Bharat by 2019, as a fitting tribute to Mahatma Gandhi on his 150th Birth Anniversary.
In Rural India, this would mean improving the levels of cleanliness through Solid and Liquid Waste Management activities and making villages Open Defecation Free (ODF), clean and sanitised.
Theme of Swachh Bharat Mission
Swachh Bharat Abhiyan (SBA) (or Swachh Bharat Mission (SBM) or Clean India Mission in English) is a campaign in India that aims to clean up the streets, roads and infrastructure of India's cities, smaller towns, and rural areas. The objectives of Swachh Bharat include eliminating open defecation through the construction of household-owned and community-owned toilets and establishing an accountable mechanism of monitoring toilet use. Run by the Government of India, the mission aims to achieve an Open-Defecation Free (ODF) India by 2 October 2019,the 150th anniversary of the birth of Mahatma Gandhi, by constructing 12 million toilets in rural India at a projected cost of ₹1.96 lakh crore (US$30 billion)
The campaign was officially launched on 2 October 2014 at Rajghat, New Delhi by Prime Minister Narendra Modi. It is India's largest cleanliness drive to date with 3 million government employees, school students, and college students from all parts of India participating in 4,041 statutory cities, towns and associated rural areas.
The mission contains two sub-missions: Swachh Bharat Abhiyan ("Gramin" or rural), which operates under the Ministry of Drinking Water and Sanitation; and Swachh Bharat Abhiyan (Urban), which operates under the Ministry of Housing and Urban Affairs.The mission includes ambassadors and activities such as national real-time monitoring and updates from non-governmental organizations (NGOs) that are working towards its ideas of swachh Bharath.
Objectives of Swachh Bharat Mission
To bring about an improvement in the general quality of life in the rural areas, by promoting cleanliness, hygiene and eliminating open defecation.To accelerate sanitation coverage in rural areas to achieve the vision of Swachh Bharat by 2nd October 2019.
To motivate communities to adopt sustainable sanitation practices and facilities through awareness creation and health education. To encourage cost effective and appropriate technologies for ecologically safe and sustainable sanitation. To develop, wherever required, community managed sanitation systems focusing on scientific Solid and Liquid Waste Management systems for overall cleanliness in the rural areas. To create significant positive impact on gender and promote social inclusion by improving sanitation especially in marginalized communities
India's prime minister Modi at a rally to promote Swachh Bharat Mission in 2014 Further information: Sanitation in India Swachh Bharat Abhiyan is a campaign that was launched on 2 October 2014 and aims to eradicate open defecation by 2019.The national campaign spans 4,041 statutory cities and towns.It is the current of a few prior campaigns, including Nirmal Bharat Abhiyan and the Total Sanitation Campaign, which had similar goals
History of Swachh Bharat Mission
The Times of India reported that the idea for Swachh Bharat was developed in March 2014 at a sanitation conference organised by UNICEF India and the Indian Institute of Technology as part of the larger Total Sanitation Campaign, which the Indian government launched in 1999.
The Indian government aims to achieve an bhadva Open-Defecation Free (ODF) India by 2 October 2019, the 150th anniversary of the birth of Mahatma Gandhi, by constructing 12 million toilets in rural India at a projected cost of ₹1.96 lakh crore (US$31 billion).
Prime Minister Narendra Modi spoke of the need for toilets in his 2014 Independence Day speech:
Has it ever pained us that our mothers and sisters have to defecate in open? Poor womenfolk of the village wait for the night; until darkness descends, they can't go out to defecate. What bodily torture they must be feeling, how many diseases that act might engender. Can't we just make arrangements for toilets for the dignity of our mothers and sisters?
Modi also spoke of the need for toilets in schools during the 2014 Jammu and Kashmir state elections campaign stating:
Swachh Sarvekshan 2017 was an extensive sanitation survey across 500 cities in India. The Ministry of Urban Development, commissioned Quality Council of India to conduct this survey; to check the progress and impact of Swachh Bharat Abhiyanlaunched in 2014. It aims to foster a spirit of competition among the cities and offers a comprehensive assessment of their sanitation status.
The performance of each city was evaluated on five key thematic parameters:
Municipal solid waste - sweeping, collection and transportationMunicipal solid waste - processing and disposal of solid wasteOpen defecation free/toiletsCapacity building and eLearningProvision of public & community toilet seatsInformation, education and communication, and behaviour change.                                                                                                    PM Scheme Part-3 Namami Gange Programme, Digital India,Standup India scheme, click now

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