April 07, 2020

PM Scheme Part- 4 Make in India,PM Fasal Bima Yojana,Gram Uday As Bharat Uday,

 PM Scheme-Part-4 Make in India
The scheme was launched by Prime Minister Narendra Modi on 25 September 2014.
To make India a manufacturing hub.
Make in India is an initiative of the Government of India to encourage multinational, as well as domestic, companies to manufacture their products in India
The major objective behind the initiative is to focus on job creation and skill enhancement in twenty-five sectors of the economy
Details Description For "Make In India"
The Prime Minister, Shri Narendra Modi, today launched the Make in India initiative with an aim to boost India`s manufacturing sector
Addressing a gathering consisting of top global CEOs at the event in Vigyan Bhawan in the capital, the Prime Minister said "FDI" should be understood as "First Develop India" along with "Foreign Direct Investment." He urged investors not to look at India merely as a market, but instead see it as an opportunity.
India emerged, after initiation of the programme in 2015 as the top destination globally for foreign direct investment, surpassing the United States as well as the People's Republic of China.
With the demand for electronic hardware expected to rise rapidly to US$400 billion by 2020, India has the potential to become an electronic manufacturing hub.The government is targeting to achieve net zero imports of electronics by 2020 by creating a level playing field and providing an enabling environment.
Ease of doing businessIndia ranks 100th out of 190 countries in the World Bank's 2016 ease of doing business index, covering the period from June 2014 to June 2015. India was ranked 134th in the 2015 index.
In February 2017, the government appointed the United Nations Development Programme (UNDP) and the National Productivity Council to "to sensitise actual users and get their feedback on various reform measures". The World Bank does not consider reforms initiated by a government in its ease of doing business index, but instead considers feedback from actual beneficiaries of those reforms. The move is intended to take advantage of this fact to improve India's ranking on the index, and marks a shift from India's previous policy of questioning the World Bank's ranking methodology. In particular, the government criticised the World Bank's decision to survey only two cities - Delhi and Mumbai - and use it to rank the whole of India.
A survey of 17 Indian cities in the World Bank's Doing Business in India 2009 report ranked Ludhiana, Hyderabad, Bhubaneshwar, Gurgaon, and Ahmedabad as the top five easiest cities to do business in India
State campaignMaharashtra
"Make in Maharashtra" is an initiative started by the Government of Maharashtra state on the sidelines of the Make in India initiative.
The main objective is to create a business friendly atmosphere in Maharashtra by improving ease of doing business. Its main target is to increase foreign direct investment and local investment in the region to further increase industrialization in Maharashtra.
Make in India projects
It’s been almost two and half years of the implementation of the Make in Indiaproject. Few targets were achieved, some are yet to achieve. Looking at the progress card of this policy, one thing is very clear that the roar of the lion of theinitiative has increased ten folds. Below are some of the key achievementsand improvements in Indian business and economy under the Make in India policy:
The FDI coming to Indian markets after the launch and implementation of this policy hasgrown by 37 per cent in the last two and half years.
An investment of approximately 78 million USD was made by the Spice mobile manufacturing group in Uttar Pradesh and decided to set up a manufacturing hub in the state.
Hitachi which is another electrical giant of global market set up a manufacturing plant in Chennai and also promised to increase its manpower in India. It has also committed to double the business revenues from this country.
Samsung announced the production of its smart phone Samsung Z1 from Noida itself and also opened up 10 MSME technical schools in the country.
An important move by Huawei was taken by opening up a 170 million USD campus in Bangalore for research and development activities. Also it started establishing one manufacturing unit of telecom products in Chennai.
Xiaomi, which is the leading smart phone manufacturer in Asia set up one manufacturing hub in India and successfully launched Redmi 2 Prime in India within a span of 7 months.
Lenovo set up a manufacturing plant in Tamil Nadu and started manufacturing Lenovo as well as Motorola smart phones.
A billion dollar investment from Global Motors to set up an automobile plant in Maharashtra has been done.
Boeing showed interest in assembling fighter planes for India for defence purposes.In Railways sector, one major achievement is a 400 billion INR investment for setting up two different locomotive manufacturing hubs in Bihar.
Qualcomm which is a global tech giant started one campaign under which it will mentor some hardware companies of India to increase their potential and productivity.
The PM of Japan visited India and announced investments of 12 billion USD under the Make in India campaign.
One defence deal with Russia was signed under which a Russian helicopter utilized in Indian Air Force will be totally manufactured in India.
In the EODB chart prepared by the World Bank, India ranks 130 in the list which has bettered after the implementation of the Make in India project.                                      Pradhan Mantri Fasal Bima Yojana
Launched by Prime Minister of India Narendra Modi on 18 February 2016.
The total investment for this plan is estimated at ₹5.35 trillion (US$83 billion)
It is a new crop insurance scheme to boost farming sector in the country.
It is farmers’ welfare scheme
The Scheme aims to reduce the premium burden on farmers and ensure early settlement of crop Insurance claim for the full insured sum.
Details About Pradhan Mantri Fasal Bima Yojana
The new Crop Insurance Scheme is in line with One Nation – One Scheme theme. It incorporates the best features of all previous schemes and at the same time, all previous shortcomings / weaknesses have been removed. The PMFBY will replace the existing two schemes National Agricultural Insurance Scheme as well as the Modified NAIS.
The Pradhan Mantri Fasal Bima Yojana (Prime Minister's Crop Insurance Scheme) was launched by Prime Minister of India Narendra Modi on 18 February 2016.It envisages a uniform premium of only 2 per cent to be paid by farmers for Kharif crops, and 1.5 per cent for Rabi crops. The premium for annual commercial and horticultural crops will be 5 per cent.
To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.
To stabilise the income of farmers to ensure their continuance in farming.
To encourage farmers to adopt innovative and modern agricultural practices.
To ensure flow of credit to the agriculture sector.
Highlights of the scheme
There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid by farmers will be only 5%.The premium rates to be paid by farmers are very low and balance premium will be paid by the Government to provide full insured amount to the farmers against crop loss on account of natural calamities.
There is no upper limit on Government subsidy. Even if balance premium is 90%, it will be borne by the Government. 
Earlier, there was a provision of capping the premium rate which resulted in low claims being paid to farmers. This capping was done to limit Government outgo on the premium subsidy. This capping has now been removed and farmers will get claim against full sum insured without any reduction.
The use of technology will be encouraged to a great extent. Smart phones will be used to capture and upload data of crop cutting to reduce the delays in claim payment to farmers. Remote sensing will be used to reduce the number of crop cutting experiments.
PMFBY is a replacement scheme of NAIS / MNAIS, there will be exemption from Service Tax liability of all the services involved in the implementation of the scheme. It is estimated that the new scheme will ensure about 75-80 per cent of subsidy for the farmers in insurance premium.
Farmers to be covered
All farmers growing notified crops in a notified area during the season who have insurable interest in the crop are eligible.
Compulsory coverage : 
The enrolment under the scheme, subject to possession of insurable interest on the cultivation of the notified crop in the notified area, shall be compulsory for following categories of farmers:
Farmers in the notified area who possess a Crop Loan account/KCC account (called as Loanee Farmers) to whom credit limit is sanctioned/renewed for the notified crop during the crop season. andSuch other farmers whom the Government may decide to include from time to time.
Voluntary coverage :
Voluntary coverage may be obtained by all farmers not covered above, including Crop KCC/Crop Loan Account holders whose credit limit is not renewed.
Risks covered under the schemeYield Losses (standing crops, on notified area basis). Comprehensive risk insurance is provided to cover yield losses due to non-preventable risks, such as Natural Fire and Lightning, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado. Risks due to Flood, Inundation and Landslide, Drought, Dry spells, Pests/ Diseases also will be covered.In cases where majority of the insured farmers of a notified area, having intent to sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity claims upto a maximum of 25 per cent of the sum-insured.In post-harvest losses, coverage will be available up to a maximum period of 14 days from harvesting for those crops which are kept in “cut and spread” condition to dry in the field.For certain localized problems, Loss / damage resulting from occurrence of identified localized risks like hailstorm, landslide, and Inundation affecting isolated farms in the notified area would also be covered.Unit of Insurance
The Scheme shall be implemented on an ‘Area Approach basis’ i.e., Defined Areas for each notified crop for widespread calamities with the assumption that all the insured farmers, in a Unit of Insurance, to be defined as "Notified Area‟ for a crop, face similar risk exposures, incur to a large extent, identical cost of production per hectare, earn comparable farm income per hectare, and experience similar extent of crop loss due to the operation of an insured peril, in the notified area.
Defined Area (i.e., unit area of insurance) is Village/Village Panchayat level by whatsoever name these areas may be called for major crops and for other crops it may be a unit of size above the level of Village/Village Panchayat. In due course of time, the Unit of Insurance can be a Geo-Fenced/Geo-mapped region having homogenous Risk Profile for the notified crop.
For Risks of Localised calamities and Post-Harvest losses on account of defined peril, the Unit of Insurance for loss assessment shall be the affected insured field of the individual farmer.
Previous schemes
Farm Income Insurance Scheme
The Central Government formulated the Farm Income Insurance Scheme (FIIS) during 2003-04. The two critical components of a farmer’s income are yield and price. FIIS targeted these two components through a single insurance policy so that the insured farmer could get a guaranteed income. 
The scheme provided income protection to the farmers by insuring production and market risks. The insured farmers were ensured minimum guaranteed income (that is, average yield multiplied by the minimum support price). If the actual income was less than the guaranteed income, the insured would be compensated to the extent of the shortfall by the Agriculture Insurance Company of India. Initially, the scheme would cover only wheat and rice and would be compulsory for farmers availing crop loans. NAIS (explained in the section below) would be withdrawn for the crops covered under FIIS, but would continue to be applicable for other crops.
The FIIS was withdrawn in 2004.The recent attempt by the Gujarat government to reintroduce the Farm Income Insurance Scheme (FIIS) can reform agricultural insurance and prevent farm-level distress.
National Agriculture Insurance Scheme(NAIS)
The Government of India experimented with a comprehensive crop insurance scheme which failed. The Government then introduced in 1999-2000, a new scheme titled “National Agricultural Insurance Scheme” (NAIS) or “Rashtriya Krishi Bima Yojana” (RKBY).NAIS envisages coverage of all food crops (cereals and pulses), oilseeds, horticultural and commercial crops. It covers all farmers, both loanees and non-loanees, under the scheme.
The premium rates vary from 1.5 percent to 3.5 percent of sum assured for food crops. In the case of horticultural and commercial crops, actuarial rates are charged. Small and marginal farmers are entitled to a subsidy of 50 percent of the premium charged- the subsidy is shared equally between the Government of India and the States. The subsidy is to be phased out over a period of 5 years. 
NAIS operates on the basis ofArea approach- defined areas for each notified crop for widespread calamities.On individual basis- for localized calamities such as hailstorms, landslides, cyclones and floods.
Under the scheme, each state is required to reach the level Gram Panchayat as the unit of insurance in a maximum period of 3 years. Agriculture Insurance Corporation of India is implementing the scheme.                 Gram Uday Se Bharat Uday Abhiyan(Gramoday se Bharat Uday)
Gram Uday se Bharat Uday Campaign of 14th April 2016 at MHOW in Madhya Pradesh.
Launched by (prime minister): Narendra Modi
Key Features
Bhimrao Ambedkar’s 125th Birth Anniversary on 14th April 2016
Panchayati Raj Day on 24th April 2016
Mhow, Madhya Pradesh is Dr. Ambedkar’s birthplace.
About Gram Uday Se Bharat Uday Abhiyan(Gramoday se Bharat Uday)
The Prime Minister launched the "Gramoday se Bharat Uday" Abhiyan at a Public Meeting in Mhow. The Prime Minister said it was his privilege to be in Mhow on this auspicious day. He recalled that Dr. Ambedkar had fought against injustice in society. His was a fight for equality and dignity, the Prime Minister said. The Prime Minister said that the Gramoday to Bharat Uday Abhiyan from 14th to 24th April, 2016 would focus attention on the development work to be done in villages. He said this year’s Union Budget is dedicated to farmers and villages. He said development initiatives should be focused on rural development.
Objective of Gram Uday Se Bharat Uday Abhiyan(Gramoday se Bharat Uday)
Mentioning some of the development initiatives being undertaken by the Union Government, the Prime Minister said 18,000 unelectrified villages are being electrified with a 1000 day deadline, and progress towards this goal could be seen by the people through the GARV App. He said digital connectivity is essential in villages. 
The Prime Minister mentioned the objective of doubling farmers’ incomes, and said purchasing power of rural people has to increase as this will power India’s economy. He said Panchayati Raj institutions should be made stronger and more vibrant
Gram Uday Se Bharat Uday Abhiyan aims toImprove rural livelihoods and promote rural development
Strengthen the Panchayati Raj across the country
Increase ‘social harmony’Create Awareness – information regarding agriculture schemes will be shared
Foster farmers’ progress
Features of Gram Uday Se Bharat Uday Abhiyan(Gramoday se Bharat Uday)
The campaign aims to generate nation-wide efforts to strengthen Panchayati Raj, increase social harmony across villages, promote rural development and foster farmers’ welfare and livelihoods of the poor.
It is eleven day campaign (from 14th April to 24th April 2016) will mainly focus on generating nationwide efforts on promoting above mentioned aim of the campaign.
The campaign will be run jointly by the Union Ministries of Rural Development, Social Justice, Agriculture, Labour and Information and Broadcasting along with the States Governments.
Villagers are expected to take an oath of tolerance and social harmony across the country on the first day of the campaign
The campaign will be run by the ministries of Agriculture, Labour, Rural Development, Social Justice, and Information and Broadcasting in coordination with the states.
The prime focus of the campaign will be on issues pertaining to rural development, farmers’ earnings, social harmony and welfare of SC & ST population.
Village farmer assemblies will be organised to promote agriculture by empowering them with information about various development schemes of the government such as Fasal Bima Yojana and Soil Health Card scheme.
A nation-wide meeting on Panchayat and tribal development will be held at Vijaywada on 19 April.
Gram Sabha meetings will happen from 21-24 April across the country.                                             PM Scheme Part-5 Smart City mission,Kisan Vikas Patra, Heritage City Development and Augmentation Yojana,please click here

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